enabling credit for the next half a billion and beyond...
We have created an Ecosystem for MFI/NBFC providing a cutting-edge Digital Lending Platform, Marketplace for MFI/NBFC customers to sell their products and an Investment platform for MFI/NBFC to raise funding. With our ecosystem, we want to solve access to credit for half a billion and enable MFI/NBFC to grow in multitude by access to investment.
Our Customer's
2500 Cr Gross Loan Portfolio
5 Lakhs Borrowers
75 Cities
1000 Branches
Ecosystem to Foster Growth
We have built our platform grounds up with our customers. Our customers are digitally enabled to onboard and disburse loans in 30 minutes.
Onboarding
Aadhar Verification
PAN, Voter ID, Driving License
E-Sign
Credit Bureau Reports
Inbuilt Credit Management Systems
Underwriting
Loan Amount Repayment
Assessment and Scoring
Customizable Credit Policy
Credit Scoring
Customizable Credit workflow
Operation
Realtime Cash Flow
End of Day Status
Multiple Product Launch option
Collection
Live Collection Tracking
Agent Good View Tracking
Customer Behaviour Analysis
Management
Top Performing Region
Analytics-driven decision-making capability
Trend and Pattern Insights
Technology we adopted to build our lending platform
Onboarding
Real-time verification
Aadhar, driving license, PAN
Data capture real-time
E KYC through inbuilt and third party
Aadhar India stack, KYC verification,
e KYC, e sign
Underwriting
Inbuilt credit management system
Unique credit models
Proprietary algorithms
Data science
Credit bureaus
Operations
Digital straight procuring
Alert parameters
Digital, iOS, Android, Data science
SMS data
Satellite-based data
Collection
Live tracking
Payment verification through picture
UPI payment
Digital, iOS, Android, UPI
Management
Analytics
Credit policy
ML
DS
CRM
DLMS
SSO
Mobile device management
With us, you can focus on your core business to grow, scale and serve the customers with leading-edge digital technology.
MarketPlace
Internal marketplace connecting buyers and sellers (customers of MFI/NBFC ) to sell their product. Enable market access and provide reach of their products across India. Key features
Product listing support
Exposure to buyers and sellers across India
Payment collection and settlement facility
Delivery support
Access to investment growth capital
Seller (Borrowers)
Access to different buyers
Exposure to a new channel of sales
Support on pricing/delivery
Buyer (Borrowers)
Access of products direct from producers
Option to choose from a wide variety of sellers.
Better pricing and reliability
NBFC-MFI-(Lenders)
Ability to provide a new capability to more customers
New revenue stream
Ability ensure loan repayment all secured
Investment Platform
We understand that to avail credit to large section of the unbanked segment NBFC-MFI needs access to capital. Our investment platform provides access to growth capital through our unique investment platform. With our ecosystem, financial institutions and the investors can deploy investments with
Confidence
Ensure Compliance
Ability to take corrective action to reduce risk
No geographical restriction for fund deployment
Complete transparency on KYC
Lenders-(Investors)
Access to financial performance loan book default collection trends etc inverted NBFC-MFI
Dedicated investor portal providing notification around investment performance based on invested company's performance
Ability to manage multiple investments across NBFC-MFI within a single platform
Access to companies across different regions in India
Transparent and reliable information directly delivered through LMS
Borrowers-(NBFC-MFI)
Access to low-cost growth capital to increase the loan book
Zero-touch effort to produce investor due diligence reports and information to share
Access to multiple investors and a wider choice of investor base
Reliable and transparent investor and borrowers funding mechanism
Our Eco-system deployed with INR 3,000CR Regional bank
Complete Loan and Operation Management within infoMicroFin.
Reliable and real-time data rendered directly from infroMicroFin
Bank can manage or monitor real-time investment within single or multiple NBFC-MFI
REAL TIME VIEW
|
DISBURSEMENT
|
COLLECTION
|
CASH_FLOW
|
DELINQUENCY%
|
PORTFOLIO PERFORMANCE
Address
Plot No : 3, Door No : 19 /8 Murali Krishna Nagar, Alwartirunagar, Valasaravakkam, Chennai, Tamil Nadu 600087.