enabling credit for the next half a billion and beyond...

We have created an Ecosystem for MFI/NBFC providing a cutting-edge Digital Lending Platform, Marketplace for MFI/NBFC customers to sell their products and an Investment platform for MFI/NBFC to raise funding. With our ecosystem, we want to solve access to credit for half a billion and enable MFI/NBFC to grow in multitude by access to investment.

Our Customer's

2500 Cr
Gross Loan
Portfolio

50 Lakhs
Borrowers

75
Cities

1000
Branches

Ecosystem
to Foster Growth

We have built our platform grounds up with our customers. Our customers are digitally enabled to onboard and disburse loans in 30 minutes.

Onboarding

  • Aadhar Verification
  • PAN, Voter ID, Driving License
  • E-Sign
  • Credit Bureau Reports
  • Inbuilt Credit Management Systems

Underwriting

  • Loan Amount Repayment
  • Assessment and Scoring
  • Customizable Credit Policy
  • Credit Scoring
  • Customizable Credit workflow

Operation

  • Realtime Cash Flow
  • End of Day Status
  • Multiple Product Launch option

Collection

  • Live Collection Tracking
  • Agent Good View Tracking
  • Customer Behaviour Analysis

Management

  • Top Performing Region
  • Analytics-driven decision-making capability
  • Trend and Pattern Insights

Technology we adopted to build our lending platform

Onboarding

  • Real-time verification
  • Aadhar, driving license, PAN
  • Data capture real-time
  • E KYC through inbuilt and third party
  • Aadhar India stack, KYC verification, e KYC, e sign

Underwriting

  • Inbuilt credit management system
  • Unique credit models
  • Proprietary algorithms
  • Data science
  • Credit bureaus

Operations

  • Digital straight procuring
  • Alert parameters
  • Digital, iOS, Android, Data science
  • SMS data
  • Satellite-based data

Collection

  • Live tracking
  • Payment verification through picture
  • UPI payment
  • Digital, iOS, Android, UPI

Management

  • Analytics
  • Credit policy
  • ML
  • DS
  • CRM
  • DLMS
  • SSO
  • Mobile device management

With us, you can focus on your core business to grow, scale and serve the customers with leading-edge digital technology.

MarketPlace

Internal marketplace connecting buyers and sellers (customers of MFI/NBFC ) to sell their product. Enable market access and provide reach of their products across India.
Key features

  • Product listing support
  • Exposure to buyers and sellers across India
  • Payment collection and settlement facility
  • Delivery support
  • Access to investment growth capital

Seller (Borrowers)

  • Access to different buyers
  • Exposure to a new channel of sales
  • Support on pricing/delivery

Buyer (Borrowers)

  • Access of products direct from producers
  • Option to choose from a wide variety of sellers.
  • Better pricing and reliability

NBFC-MFI-(Lenders)

  • Ability to provide a new capability to more customers
  • New revenue stream
  • Ability ensure loan repayment all secured

Investment
Platform

We understand that to avail credit to large section of the unbanked segment NBFC-MFI needs access to capital. Our investment platform provides access to growth capital through our unique investment platform.
With our ecosystem, financial institutions and the investors can deploy investments with

  • Confidence
  • Ensure Compliance
  • Ability to take corrective action to reduce risk
  • No geographical restriction for fund deployment
  • Complete transparency on KYC

Lenders-(Investors)

  • Access to financial performance loan book default collection trends etc inverted NBFC-MFI
  • Dedicated investor portal providing notification around investment performance based on invested company's performance
  • Ability to manage multiple investments across NBFC-MFI within a single platform
  • Access to companies across different regions in India
  • Transparent and reliable information directly delivered through LMS

Borrowers-(NBFC-MFI)

  • Access to low-cost growth capital to increase the loan book
  • Zero-touch effort to produce investor due diligence reports and information to share
  • Access to multiple investors and a wider choice of investor base
  • Reliable and transparent investor and borrowers funding mechanism

Our Eco-system deployed with INR 3,000CR Regional bank

  • Complete Loan and Operation Management within infoMicroFin.
  • Reliable and real-time data rendered directly from infroMicroFin
  • Bank can manage or monitor real-time investment within single or multiple NBFC-MFI

REAL TIME VIEW

|

DISBURSEMENT

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COLLECTION

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CASH_FLOW

|

DELINQUENCY%

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PORTFOLIO PERFORMANCE

Address

Plot No : 3, Door No : 19 /8 Murali Krishna Nagar, Alwartirunagar, Valasaravakkam, Chennai, Tamil Nadu 600087.

Talk to Us

+91 044 4951 1410
+91 91765 93410